OUR PRODUCTS

your commercial insurance specialist

Lindsey Hutchison Gilfillan

Email:

lindsey@HFGins.com

Phone:

(916) 780-3344 X302

gENERAL lIABILITY

Liability insurance for general business risks including bodily injury and property damage.

pROPERTY

Commercial property insurance protects you from such perils as fire, theft and natural disaster

wORK cOMP

Workers' Comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment

pROFESSIONAL lIABILITY

Professional Liability is coverage that protects your company against claims that a service you provided caused your client to suffer financial harm.

tRANSPORTATION

Transportation insurance is a policy that offers coverage on the insured's property while it is in transit from one location to another

cYBER lIABILITY

Cyber Insurance is an insurance product used to protect businesses and individual users from Internet-based risks

epli

EPLI covers wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations

bUSINESS OWNERS

A BOP combines protection for all major property and liability risks in one package. This type of policy assembles the basic coverage's required by a business owner in one bundle

lESSOR LIABILITY

Lessor Risk policy provides additional liability when an accident or injury occurs when a leased building is being occupied by a leassee

uMBRELLA / EXCESS

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies

SPECIALIZED PROGRAMS IN MANY INDUSTRIES

Acupuncture
Adult Day Care
Agencies
Alarm Installation
Amusement Devices
Amusement Parks
Animal Services
Apartment Buildings
Artisan Contractors
Auto Truck Liability – Physical
Bars and Taverns
Beauty Shops and Barber
Bed and Breakfast
Boat Dealers
Boat Repair
BOPS
Builders’ Risks / COC
Camps – Day and Sleep-In

Cannabis
Car Washes
Caterers and Halls
Christmas Tree Lots
Churches
Clubs and Convenience Stores
Commercial Earthquake
Condominiums/HOA
Contractors Equipment Floaters
Dance Studios
Day Care Centers / Day Nurseries
Product Info Goes Here
Demolition Contractors
DIC Including Earthquake
DIC with Earthquake
Distributors and Wholesalers
Employment Agencies
Employment Benefits Liability
Entertainment
Excess General Liability
Exterminators

Farm/Ranch
Fire Extinguisher Service
Flea Markets and Swap Meets
Food and Beverage
Garage Liability
Garage Keepers Legal Liability
General Contractors
General Liability
Golf Courses
Halfway Houses
Health and Exercise Clubs
dieticians or masseurs.
Hole In One
Home Health Care
Hotels and Motels
Hunting Clubs
Ice Cream Parlors and Candy
Indoor and Outdoor Swap Meets

Inland Marine
Janitorial Services
Land Owners
Landscape and Gardeners
Large Property
Laundry & Dry Cleaners
Lessors’ Risk
Liquor Stores
Locksmiths
Manufacturers
Marine (Hull & Liability)
Markets/Grocery Stores
Martial Arts Studios
Medical Equipment Supply Stores

Medical Risks
Mercantile
Mobile Home Parks
Night Clubs
O&CP
Ocean Cargo
OL&T Coverages
Outfitters and Guides
Pawn Shops
Pest Control
Pet Grooming/Salons & Kennels
Photo Labs
Power Washing/Steam Cleaning
Products Liability
Property
Pushcart Vendors
Recreational Equipment Rental
Rehabilitation Facilities
Restaurants
Roofers
Security Guards (Armed & Unarmed)
Self Service/Gas Stations/Mini Markets
Sewing Contractors
Shopping Centers and Malls
Small Mercantile Packages
Snow Removal
Special Events
Sports Leagues & Clinics
Swimming Pool Contractors
Tanning Salons
Tattoo Parlors
Tree Trimmers
Truckers
Umbrellas
Vacant Buildings
Vacant Land
Warehouses
Welders
Wholesalers/Distributors
Woodworking and Cabinet Making
and many more…

© 2019 Hutchison Financial Group, All Rights Reserved

HOURS & LOCATION

5 Sierragate Plaza Ste. 340 Roseville CA 95678

support@HFGins.com| p. 916-780-3344 | f. 916-789-0134

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Monday - Thursday

8:30 am to 5:00 pm

 

Friday

8:30 am to 3:30 pm

Saturday 

By Appointment Only