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OUR PRODUCTS

GENERAL LIABILITY

Liability insurance for general business risks including bodily injury and property damage.

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PROFESSIONAL LIABILITY

Professional Liability is coverage that protects your company against claims that a service you provided caused your client to suffer financial harm.

PROPERTY

Commercial property insurance protects you from such perils as fire, theft and natural disaster.

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TRANSPORTATION
 

Transportation insurance is a policy that offers coverage on the insured's property while it is in transit from one location to another.

WORK COMP

Workers' Comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment.

CYBER LIABILITY
 

Cyber Insurance is an insurance product used to protect businesses and individual users from Internet-based risks.

ELPI

EPLI covers wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations.

UMBRELLA/EXCESS

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

BUSINESS OWNERS

A BOP combines protection for all major property and liability risks in one package. This type of policy assembles the basic coverage's required by a business owner in one bundle.

LESSOR LIABILITY

Lessor Risk policy provides additional liability when an accident or injury occurs when a leased building is being occupied by a leassee.

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  • Acupuncture

  • Adult Day Care

  • Agencies

  • Alarm Installation

  • Amusement Devices

  • Amusement Parks

  • Animal Services

  • Apartment Buildings

  • Artisan Contractors

  • Auto Truck Liability – Physical

  • Bars and Taverns

  • Beauty Shops and Barber

  • Bed and Breakfast

  • Boat Dealers

  • Boat Repair

  • BOPS

  • Builders’ Risks / COC

  • Camps – Day and Sleep-In

  • Cannabis

  • Car Washes

  • Caterers and Halls

  • Christmas Tree Lots

  • Churches

  • Clubs and Convenience Stores

  • Commercial Earthquake

  • Condominiums/HOA

  • Contractors Equipment Floaters

  • Dance Studios

  • Day Care Centers / Day Nurseries

  • Product Info Goes Here

  • Demolition Contractors

  • DIC Including Earthquake

  • DIC with Earthquake

  • Distributors and Wholesalers

  • Employment Agencies

  • Employment Benefits Liability

  • Entertainment

  • Excess General Liability

  • Exterminators

  • Farm/Ranch

  • Fire Extinguisher Service

  • Flea Markets and Swap Meets

  • Food and Beverage

  • Garage Liability

  • Garage Keepers Legal Liability

  • General Contractors

  • General Liability

  • Golf Courses

  • Halfway Houses

  • Health and Exercise Clubs

  • Dieticians or masseurs

  • Hole In One

  • Home Health Care

  • Hotels and Motels

  • Hunting Clubs

  • Ice Cream Parlors and Candy

  • Indoor and Outdoor Swap Meets

  • Inland Marine

  • Law Office

  • Medical Risks

  • Mercantile

  • Mobile Home Parks

  • Night Clubs

  • O&CP

  • Ocean Cargo

  • OL&T Coverages

  • Outfitters and Guides

  • Pawn Shops

  • Pest Control

  • Pet Grooming/Salons & KennelsP

  • Photo Labs

  • Power Washing/Steam Cleaning

  • Products Liability

  • Property

  • Pushcart Vendors

  • Recreational Equipment Rental

  • Rehabilitation Facilities

  • Restaurants

  • Roofers

  • Security Guards (Armed & Unarmed)

  • Self Service/Gas Stations/Mini Markets

  • Sewing Contractors

  • Shopping Centers and Malls

  • Small Mercantile Packages

  • Snow Removal

  • Special Events

  • Sports Leagues & Clinics

  • Swimming Pool Contractors/tTT

  • Tanning Salons

  • Tattoo Parlors

  • Tree Trimmers

  • Truckers

  • Umbrellas

  • Vacant Buildings

  • Vacant Land

  • Warehouses

  • Welders

  • Wholesalers/Distributors

  • Woodworking and Cabinet Making

  • Janitorial Services

  • Land Owners

  • Landscape and Gardeners

  • Large Property

  • Laundry & Dry Cleaners

  • Lessors’ Risk

  • Liquor Stores

  • Locksmiths

  • Manufacturers

  • Marine (Hull & Liability)

  • Markets/Grocery Stores

  • Martial Arts Studios

  • Medical Equipment Supply Stores

and many more...

LINDSEY HUTCHISON GILFILLAN, MBA, CISR

SPECIALIZED PROGRAMS IN MANY INDUSTRIES

Your Commercial Insurance Specialist

LINDSEY HUTCHISON GILFILLAN, MBA, CISR

VICE PRESIDENT

License #0E92238

Phone:

916.780.3344 ext 306

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